INSIDER INFO
INSIDER INFO
INSIDER INFO
INSIDER INFO
INSIDER INFO

Eleven very common insurance traps – obvious to specialists in marine insurance, but perhaps not so obvious to others:
Agreed Value vs Market Value - or why you might get paid out $100,000 even though your boat has been insured for $145,000 in recent years
Defined Perils and All Risks – two very common, but very different types of boat insurance. Which type is your current policy?
Vessel removal and environmental clean-up charges. Does your policy cover it? If so, is it paid in addition to vessel value or is it subtracted?
Excesses – where they can save you money and also cost you money
Yacht race cover. Do you know the common mistakes made and how to avoid them?
Yacht rigging – when insurers say your rigging can’t be covered
Repairs – do you get to decide the repairer and location or does your insurer?
Third party liability – it’s not like cars and it’s not compulsory. Does your boat carry this protection? To what value?
Why do insurers ask for a marine survey?
Respective duties of disclosure – or how a small oversight might render your claim invalid
The importance of getting your vessel description absolutely right
There are many more, but Damian and Helm Insurance Services can navigate you through them – safely.
Eleven very common insurance traps – obvious to specialists in marine insurance, but perhaps not so obvious to others:
Agreed Value vs Market Value - or why you might get paid out $100,000 even though your boat has been insured for $145,000 in recent years
Defined Perils and All Risks – two very common, but very different types of boat insurance. Which type is your current policy?
Vessel removal and environmental clean-up charges. Does your policy cover it? If so, is it paid in addition to vessel value or is it subtracted?
Excesses – where they can save you money and also cost you money
Yacht race cover. Do you know the common mistakes made and how to avoid them?
Yacht rigging – when insurers say your rigging can’t be covered
Repairs – do you get to decide the repairer and location or does your insurer?
Third party liability – it’s not like cars and it’s not compulsory. Does your boat carry this protection? To what value?
Why do insurers ask for a marine survey?
Respective duties of disclosure – or how a small oversight might render your claim invalid
The importance of getting your vessel description absolutely right
There are many more, but Damian and Helm Insurance Services can navigate you through them – safely.
Eleven very common insurance traps – obvious to specialists in marine insurance, but perhaps not so obvious to others:
Agreed Value vs Market Value - or why you might get paid out $100,000 even though your boat has been insured for $145,000 in recent years
Defined Perils and All Risks – two very common, but very different types of boat insurance. Which type is your current policy?
Vessel removal and environmental clean-up charges. Does your policy cover it? If so, is it paid in addition to vessel value or is it subtracted?
Excesses – where they can save you money and also cost you money
Yacht race cover. Do you know the common mistakes made and how to avoid them?
Yacht rigging – when insurers say your rigging can’t be covered
Repairs – do you get to decide the repairer and location or does your insurer?
Third party liability – it’s not like cars and it’s not compulsory. Does your boat carry this protection? To what value?
Why do insurers ask for a marine survey?
Respective duties of disclosure – or how a small oversight might render your claim invalid
The importance of getting your vessel description absolutely right
There are many more, but Damian and Helm Insurance Services can navigate you through them – safely.
Eleven very common insurance traps – obvious to specialists in marine insurance, but perhaps not so obvious to others:
Agreed Value vs Market Value - or why you might get paid out $100,000 even though your boat has been insured for $145,000 in recent years
Defined Perils and All Risks – two very common, but very different types of boat insurance. Which type is your current policy?
Vessel removal and environmental clean-up charges. Does your policy cover it? If so, is it paid in addition to vessel value or is it subtracted?
Excesses – where they can save you money and also cost you money
Yacht race cover. Do you know the common mistakes made and how to avoid them?
Yacht rigging – when insurers say your rigging can’t be covered
Repairs – do you get to decide the repairer and location or does your insurer?
Third party liability – it’s not like cars and it’s not compulsory. Does your boat carry this protection? To what value?
Why do insurers ask for a marine survey?
Respective duties of disclosure – or how a small oversight might render your claim invalid
The importance of getting your vessel description absolutely right
There are many more, but Damian and Helm Insurance Services can navigate you through them – safely.
Eleven very common insurance traps – obvious to specialists in marine insurance, but perhaps not so obvious to others:
Agreed Value vs Market Value - or why you might get paid out $100,000 even though your boat has been insured for $145,000 in recent years
Defined Perils and All Risks – two very common, but very different types of boat insurance. Which type is your current policy?
Vessel removal and environmental clean-up charges. Does your policy cover it? If so, is it paid in addition to vessel value or is it subtracted?
Excesses – where they can save you money and also cost you money
Yacht race cover. Do you know the common mistakes made and how to avoid them?
Yacht rigging – when insurers say your rigging can’t be covered
Repairs – do you get to decide the repairer and location or does your insurer?
Third party liability – it’s not like cars and it’s not compulsory. Does your boat carry this protection? To what value?
Why do insurers ask for a marine survey?
Respective duties of disclosure – or how a small oversight might render your claim invalid
The importance of getting your vessel description absolutely right
There are many more, but Damian and Helm Insurance Services can navigate you through them – safely.

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More than 35 years at the helm of leading marine insurers - Damian Pugh - 0439 771 109

More than 35 years at the helm of leading marine insurers - Damian Pugh - 0439 771 109

More than 35 years at the helm of leading marine insurers - Damian Pugh - 0439 771 109

More than 35 years at the helm of leading marine insurers - Damian Pugh - 0439 771 109

More than 35 years at the helm of leading marine insurers

Damian Pugh - 0439 771 109